Financial Services
Financing Your Vehicle
Here at Jim Pattison Toyota on Regent, we have a team that specializes in car loan, lease and financing for any new or used vehicle. Check our Car Loan Calculator for an instant rate, or complete our Online Finance Application.
No Credit? No Problem!
Jim Pattison Toyota on Regent has strong relationships when it comes to financing, and we are committed to finding you the perfect car loan or financing solution to get you that dream car.
- All types of credit, from good to bad, can qualify for an auto loan.
- We will work with you to secure a no-credit car loan if your situation demands it.
- Low interest car loans are available for customers with existing loans.
- We can help you refinance your car loan or adjust the term of the contract.
Ask us any questions with the form below, or call us at 1 (866) 850-3622 to speak with one of our vehicle financing specialists.
Start Your Financing Application Now
Finance Or Lease?
There are a few things to consider when it comes to leasing or financing your new Toyota. Let’s discuss the benefits of both!
Finance?
Financing is a great option if you:
![]() Drive a Lot of Mileage |
![]() Want to Own Outright |
![]() Use a Commercial Vehicle |
Flexible Terms
With terms of up to 84 months, your monthly payment can be made smaller with longer terms, or you can make sure you are always behind a new Toyota with shorter ones.
Simple Interest Financing
Payments are calculated easier with a simple concept. If you pay a day early, you are credited for a day’s interest. If you pay a day late, you pay a day’s interest. Simple Interest financing is the consumer friendly way to calculate interest. Like the name implies, the concept is simple. If you pay a day early, you are credited for a day's interest. If you pay a day late, you pay a day's interest.
Competitive Rates
Great value means that Toyota always strives to offer financing rates that go easy on your wallet.
Cost Effective Option
Toyota vehicles are world renowned for their longevity. Financing a new Toyota can be a cost effective option for anyone looking to drive their vehicle for a long time!
Retained Value
At the end of your finance term, your Toyota will “hold it’s value”. In other words when you have paid off your vehicle, you not only own it outright, you also benefit from owning a higher value vehicle because of Toyota’s commitment to building long-lasting quality vehicles. Six Toyota vehicles took home Canadian Black Book Awards, given to vehicles that best hold their value when it’s time for a trade-in.
Lease?
Leasing is a great option if you want:
![]() Lower Monthly Payments |
![]() Like Driving a Newer Car |
![]() Short-Term Commitment |
What Happens at the End of My Lease?
You have 3 simple options when your lease term ends:
- You may lease or finance another Toyota vehicle
- You may purchase the vehicle at the Lease End Value indicated on your contract
- You may return the vehicle as provided in your lease
Flexible Options
With available flexible lease-terms from 24-60 months, you can better plan for life’s changing needs. Get in a new vehicle for your new job or expanding family, while staying on top of the latest vehicle safety, fuel efficiency, and user-convenient technologies.
Wear Pass Protection
Toyota protects you from the things you can’t control. Optional with every Lease is the Wear Pass and Wear Pass Plus Plan that protects against unexpected excess wear and tear.
Kilometre Allowance
Choose from 16,000, 20,000 and 24,000km allowances. With the standard 24,000km plan, you have the option of purchasing extra kilometres at a reduced rate up front. If you are not sure, you can buy extra kilometres at lease end at our standard rate.
Benefits for Small Business Owners
Leasing may offer significant tax advantages in Canada to business owners. Check with your tax advisor to see if leasing benefits you. After all, you owe it to yourself to arrive at every meeting in style.
Retained Value
The Automotive Lease Guide (ALG) awarded four Toyota vehicles for best residual value. At the end of your lease term the vehicle’s residual value is the worth of the car at that time. The higher the residual value, the lower your monthly payment, since you are only paying for the portion of time that you’re using the car.